freehoareport.com
Free HOA Report
An A–F grade for any HOA, compiled from public sources.
Compiling your report
- ·Checking county and state records
- ·Searching national sources
- ·Scanning reviews, forums, and complaints
- ·Reading public HOA documents
- ·Crunching the numbers
- ·Grading the HOAs nearby
Screening grade from public sources.
See the full public page for this HOA: comments, resident reports, and the full breakdown
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How the grade works
Every lookup checks public sources: HOA documents posted online (minutes, budgets, reserves), dues, special assessments, lawsuits, FEMA flood zone, reviews, and complaints.
Each source found moves the score up or down. The breakdown shows what was found.
Missing sources never block a grade. They show as a lower source count next to the grade.
This is a screening grade. It is not a title-company or closing document.
Common questions
Is this a closing document?
No. This is a screening grade compiled from public sources. The closing documents — the estoppel or resale certificate a lender and title company require — are certified by the HOA or its manager and are produced during the sale.
Where does the grade come from?
Public sources: HOA budgets, minutes, and reserve figures posted online, dues history, court records, FEMA flood maps, reviews, and complaints. Each factor found moves the score up or down, and each grade comes with the list of factors that moved it and a source count.
What does it cost?
Nothing. The grade, the HOA pages, and the full report sent by email or text are free. No account is required.
What can't it tell me?
Anything that is not public: account balances, private board records, and documents the HOA has never posted. Missing sources never block a grade — they show as a lower source count next to it.